Course programmes and organization. – Jean Monnet Chair and Actions. – The Internal Market. – Harmonisation: positive and negative. – Harmonisation for payments: main sources.

Summary of the previous lesson. – Harmonisation for payments. – The Payment Services Directives. – Focus on the PSD2. – The payment service contract in the PSD2. – The payment services. – The payment account. – The negative scope of the PSD2.

Summary of the main concepts of the previous lesson. – Rasool Case Law. – the Contract Parties: the users or the consumers and the payment services providers

Summary of the main concept of the previous lesson. – Payment Institutions and Electronic Money Institutions: the authorisation process

Transparency conditions and information requirements. – Bawag Case

Rights and Obligations in the provision of payment services in the PSD2 and in the 2014 Payment Account Directive – Unfair Commercial Practices

The proper execution of payment transactions: late, unauthorised, incorrect payment transactions and the allocation of contract liability

Summary of the last three lessons. – Analysis of the Poste Italiane case. – Legal theories of money- Analysis of Joint Cases: 422/19 and 423/19.

Blockchain: what they are and how they work. – Virtual Currencies: different types and the legal constructions. – Analysis of case C-264/14.

Payment Initiation Services and Account Information Services: what they are, how they work, the PSD2 provisions concerning the payment initiation service providers and the account information service providers.